DR Bank is a fully insured FDIC member bank that offers all of the digital tools and access of a large institution with a personalized approach and real people to help when you need.
Open an account in minutes | Access your account anywhere
A full suite of services to help you succeed at the touch of a button. Online and mobile tools to quickly and conveniently manage your account 24 hours a day.
FEATURED DIGITAL PRIME CERTIFICATES OF DEPOSIT (CD)**3
Certificate Of Deposit (CD)
3 month
Minimum Deposit $500
1.00%
APY
Annual Percentage Yield (APY) is as of 04/07/2026. Minimum of $500 deposit of money required to open the Prime CD and to earn the APY. Substantial penalty for early withdrawal. Fees may reduce earnings on the account. Offer may be withdrawn at any time.
Annual Percentage Yield (APY) is as of 04/07/2026. Minimum of $500 deposit of money required to open the Prime CD and to earn the APY. Substantial penalty for early withdrawal. Fees may reduce earnings on the account. Offer may be withdrawn at any time.
Annual Percentage Yield (APY) is as of 04/07/2026. Minimum of $500 deposit of money required to open the Prime CD and to earn the APY. Substantial penalty for early withdrawal. Fees may reduce earnings on the account. Offer may be withdrawn at any time.
Annual Percentage Yield (APY) is as of 04/07/2026. Minimum of $500 deposit of money required to open the Prime CD and to earn the APY. Substantial penalty for early withdrawal. Fees may reduce earnings on the account. Offer may be withdrawn at any time.
Annual Percentage Yield (APY) is as of 04/07/2026. Rates may change without prior notice, before or after the account is opened.
NO
minimum
BALANCE
DIGITAL ACCESS AND TOOLS FOR COMMERCIAL BANKING
DR Bank offers easy, on-the-go access to your business accounts so you can see your company’s accounts at all times and easily make or receive payments from suppliers. Competitive cash management products are available to help you move money and track spending.
Access to Wire Funds
Consolidated View of All Accounts
Set Authority Limits and Access Rights
View Commercial Loan Balance
Remote Deposit Capture at Your Business
Positive Pay
Lockbox Processing
Analyzed Checking Accounts
Speak to our Commercial Banking Relationship Management team today to evaluate which solutions are right for your business.
DR Bank uses state-of-the-art security protocols and techniques to ensure your money is safe and your identity is protected
Multi-level authentication verifies your identity when you log in, protecting you against fraud and scams
Personalized settings allow you to customize alerts so you can monitor your accounts around the clock via any mobile device
Member FDIC
If you have any concerns, please do not hesitate to contact us directly at DR Bank. We are always available and eager to assist you.
Disclaimers:
*Annual Percentage Yields (APYs) are as of 04/07/2026. Minimum of $500 deposit of money required to open the Prime CD and to earn the APY. Substantial penalty for early withdrawal. Fees may reduce earnings on the account. Offer may be withdrawn at any time.
We credit the total of fees charged by other institutions to use their ATMS by the end of the current month.
1 Tiered-Rate Feature: Certain accounts may have "tiered-rates". This means that the interest rate and the resulting Annual Percentage Yield you earn will depend on the daily balance in your account. The interest rates and Annual Percentage Yields applicable to each tier are shown above. You will earn the interest rate and Annual Percentage Yield applicable to your daily balance. Fees may reduce earnings.
Current Rates: For rates we are currently offering, call (800)361-5363 on any business day.
Funding Requirement: Account to be funded within 30 days to remain open.
The Annual Percentage Yields (APY) may change at any time without prior notice, before or after the account is opened.
2 Balance Information: Except for Certificates of Deposit, interest begins to accrue on the business day you make a deposit. If you close an account before interest is credited, you will earn the accrued interest. We use the daily balance method to calculate interest on your account. The daily balance method applies a daily periodic rate to the principal in your account each day. The principal balance used to calculate interest is the balance on which interest has begun to accrue. Fees may reduce earnings.
3 Offers may not be available in all states.
**DIGITAL PRIME CERTIFICATES OF DEPOSIT (CD)
Interest Accrual: For Certificates of Deposit, interest begins to accrue on the business day you open the Certificate of Deposit. We use the daily balance method to calculate interest on your account. The daily balance method applies a daily periodic rate to the principal in your account each day. The principal balance used to calculate interest is the balance on which interest has begun to accrue. Fees may reduce earnings.
Withdrawals: The Annual Percentage Yield assumes interest will remain on deposit until maturity. Any withdrawal of interest prior to maturity will reduce earnings. After the account is opened, you may not make deposits into the account until the maturity date. With limited exceptions, if you withdraw any deposited funds before the maturity date, a penalty will be charged to your account.
Renewal Policy: Your account will automatically renew at maturity to the current rate. You have a grace period of ten (10) calendar days after the maturity date to withdraw the funds without being charged a penalty. If you do not renew the account, interest will not be paid after maturity.
We limit withdrawals and transfers out of your savings and money market savings accounts. You can withdraw or transfer funds from a savings or money market savings account a total of six (6) times per Service Fee Period (such as by automatic or pre-authorized transfers using telephone, online banking, mobile banking, overdraft protection, payments to third parties, wire transfers, checks, and drafts). If you repeatedly exceed these limits, we may close or convert your account to a checking account, which may be a non-interest-bearing checking account.
For more information about applicable fees and terms, refer to the Schedule of Account Features and Charges.
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