ABOUT US
DR Bank is the growth engine for financial ambition – powering lending, payments, and banking with institutional-grade services and modern agility. DR Bank is built by operators, trusted by innovators, and designed for what’s next.
Originally founded over two decades ago as Darien Rowayton Bank, the team at DRB has grown from these roots to establish a national presence. Led by entrepreneurs, the Bank designed, built, and sold a national digital lending Fintech, developed an industry leading commercial banking practice, and established itself as a leading fintech sponsor bank. All while never losing sight of its founding commitment to deliver best-in-class customer service.
At DRB, we unite operator expertise, white-glove service, and rigorous compliance with a mindset built for the modern professional. Every client relationship is personal. Every decision is intentional. And every partnership is a commitment to empowering the next generation of financial ambition.
MANAGEMENT TEAM

Jason Hardgrave

Leidy Nunez

Syd Ally

Robert Herrmann

John Barbalaco

Derek Henderson

Mike Jones
Jason Hardgrave
Leidy Nunez
Syd Ally
Robert Herrmann
John Barbalaco
Derek Henderson
Mike Jones
Mike Jones is the Director of Capital Markets at DR Bank. Mike joined the Bank in May 2024.
Prior to joining the Bank, Mike was a Senior Manager on the capital markets team at Affirm, a leading Fintech in the BNPL space. At Affirm, Mike led financing activities across the forward flow and warehouse finance verticals.
Prior to Affirm, Mike was an Associate in the ABS Banking group at BofA Merrill Lynch, structuring and originating asset-backed securities as well as providing warehouse financing for specialty finance companies. Mike began his career in the Municipal Banking & Finance group at BofAML, structuring bonds for state-based student loan and housing finance agencies.
Mike holds a dual degree in Mathematics and Economics from Cornell University.
BOARD MEMBERS
Gary Lieberman is Chairman of the Board of DR Bank. He has over 35 years of experience building and restructuring businesses in the financial industry. In addition to his role at DR Bank, Mr. Lieberman serves as the Chief Investment Officer of LH Private Consumer Credit, a joint venture with Lighthouse Investment Partners that specializes in consumer credit opportunities. Previously, Mr. Lieberman was the founding member and CEO of West Side Advisors, LLC (an SEC registered investment advisor established in 1997), as well as the founder of the Laurel Road digital student lending platform ($4.5 billion in originations over 5 years and subsequently sold to Key Bank).
Mr. Lieberman has served on the board of directors for the Brooklyn Nets and the Riverdale Country School. He has also served on the board of Urban Dove, a last chance public charter high school. Additionally, Mr. Lieberman founded, in conjunction with the Riverdale Country School, The Bronx Connection, a program for inner city students and their families affording access to cultural, academic and athletic programs. Mr. Lieberman has also served as an executive producer on many documentaries primarily related to marginalized communities which have premiered at Sundance, Tribeca and various other international film festivals.
Mr. Lieberman received a B.A. from Emory University and an M.B.A. from the University of Pennsylvania’s Wharton School.
Ms. Carlton is President and Founder of Springboard – Partners in Cross Cultural Leadership, LLC, a leadership and organizational consulting firm which assesses organizations for inclusive culture, conducts diversity, equity and inclusion audits and develops related training in the corporate sector. Founded in 2003, Springboard’s clients and Ms. Carlton’s speaking engagements include American Express, JPMorganChase, PepsiCo, 3M, Moody's, Boeing and Medtronic among others. Prior to Springboard, Ms. Carlton had an impressive 22 year career as an investment banker, holding senior positions at JPMorganChase and Morgan Stanley. Ms. Carlton serves on multiple boards including Columbia Threadneedle Investments Mutual Funds, where she chairs the Governance Committee, Evercore (NYSE: EVR) where she is on the Audit Committee, and New York Presbyterian Hospital where she is a member of the Executive Committee and chairs the People Committee. Ms. Carlton earned a B.A. from Williams College and was elected President of the Phi Beta Kappa Society. She earned a J.D. from Yale Law School and an M.B.A. from Yale School of Management.
Mr. Kettenmann served as President of DR Bank from 2008 to 2021. He retired in 2021 after a 49-year career in banking.
Prior to joining DR Bank, Mr. Kettenmann was an Executive Vice President at The Dime Savings Bank of New York where he led the effort to build a national consumer lending business. Earlier, Mr. Kettenmann was a Senior Vice President at Chase Manhattan Bank where he held management positions in commercial lending, consumer lending, international banking and technology. Mr. Kettenmann has been an active member of the American Bankers Association and the Connecticut Bankers Association.
He received a Bachelor of Science in Economics from the Wharton School at the University of Pennsylvania.
Mr. High has more than 45 years of banking experience. He previously served as Partner of Patriot Financial Partners L.P., a $900 million private equity firm that primarily invests in Banks and Bank Holding Companies. Prior to joining Patriot Financial Partners LP, Mr. High served as Executive Vice President and Chief Operating Officer for Harleysville National Corporation from 2005 through 2008 and Chief Financial Officer during 2004 his initial year at Harleysville. From 1998 through 2004, Michael was Chief Operating Officer and Chief Financial Officer at Progress Financial Corporation. In these capacities, he was responsible for Finance, Asset/Liability Management, Mergers and Acquisitions, Investor Relations, Operations, Risk Management, Facilities and Human Resources. Prior to joining Progress, Mr. High was Senior Vice President of Finance at CoreStates Financial Corp. following the merger in 1996 between CoreStates Financial Corp. and Meridian Bancorp where he was Senior Vice President of Finance. In a prior position, Mr. High was Executive Vice President and Chief Financial Officer with Meritor Savings Bank. He began his career in the Philadelphia office of PriceWaterhouseCoopers (formerly Coopers & Lybrand).
Mr. High is a Certified Public Accountant (CPA) in the State of Pennsylvania (currently inactive) and holds a Bachelor of Science degree in Accounting from the Smeal College of Business Administration at The Pennsylvania State University, University Park, Pennsylvania.
Mr. High’s professional affiliations and activities include: member of the American Institute of Certified Public Accountants, former Board members of Howard Bancshares, Inc., Baltimore, Maryland, Elderlife Financial Services, Rock Hall, Md., Equity Bancshares Inc. Wichita, Kansas and current board members of CoastalSouth Bancshares, Inc. Hilton Head, SC. DR Bank, Darien, Conn. and Penn State Great Valley Advisory Board.
Mr. Honold has over 25 years of experience in the financial services sector. Prior to joining Patriot, he served as a Senior Portfolio Manager at Turner Investments. Mr. Honold’s primary responsibilities included managing the firm’s financial-services focused hedge fund as well as research and security selection for banks, asset managers, insurers, brokers, REITs and financial technology companies for the firm’s diversified equity portfolios.
Prior to joining Turner, Mr. Honold held the position of Senior Research Analyst at Keefe, Bruyette & Woods where he covered southeast regional banks as part of the team that helped rebuild the firm after 9/11. Mr. Honold began his career at the Federal Reserve Bank of New York as an Analyst in the Bank Supervision Group.
Mr. Honold received a B.A. degree in English from the College of the Holy Cross. He is a CFA® charterholder.
