DR Bank's Prudent Approach Amid Industry Developments

Dear Valued DR Bank Customer, In light of the events that have befallen the financial industry over the course of the past few days, we felt that it was important to reach out to our loyal customer base.

Dear Valued DR Bank Customer,

In light of the events that have befallen the financial industry over the course of the past few days, we felt that it was important to reach out to our loyal customer base. Please know that DR Bank is a sound, well-capitalized institution that has always taken a prudent approach to risk management. DR Bank has a highly-diversified customer base primarily located within our community and immediate market. Further, DR Bank has no exposure to any of the impacted institutions.

As you already know, we have local decision-makers and a well-trained staff that are accessible at a moment’s notice to address any of your concerns or needs. If you would like to speak about FDIC coverage, our staff is ready to do so.

As always, DR Bank remains steadfast in our commitment to providing superior customer service and be a trusted advisor to our customers, especially during moments like these.

Sincerely,

Jason Hardgrave - Chief Executive Officer

Johnny Barbalaco - Chief Banking Officer